Frequently Asked Questions

Why should I choose Protect?
Protect Life Insurance is a finical planning practice, that works as a broker which means that we are not associated with any one product or provider. This means that Protect provides you with un-biased, individual advice, focussed solely on achieving your goals. We are always available for your questions and concerns.

What Should I bring to my first appointment?
During your first appointment we like to find out what you are expecting of us and how we are able to help. It is always important for you to bring your Tax File Number along with current photo ID. 

How much can I expect to pay?
Everyone has their own story and own circumstances, which warrants a different outcome. At Protect we tailor your needs and wants to suit you and your current and future situation so that you have peace of mind and protection.

How often can I expect to hear from Protect?
Both your adviser and client manager are available as often as you may need. You are able to contact us via Email, phone or appointment. We will contact you regularly to review your situation or to provide you personalised advice. There is no charge for contacting us.

What sort of Advice do you specialise in?
Protect provides comprehensive financial advice to clients. We can advise you in a number of areas including personal insurance managing a wholesale super fund, asset protection, personal insurance and investment strategies. We do not provide you with legal, accounting but are able to refer you onto skilled practitioners when required.

How long does it all take?
The process of consolidating Super, assessing insurance needs and applying for the policies depends on your personal circumstances.  The more information you provide us and the faster you provide it to us, the sooner we can have you all set up and be ticked off your To Do list!

How much insurance do I need?
To identify how much insurance is needed here are some things to consider:

  • Are you the sole income earner?
  • How many children do you have?
  • Do you have a mortgage?
  • What kind of future do you hope to have for your family?
  • If you were to die suddenly how would your family cope?
  • What liabilities and assets do you have?
  • Would your partner be required to stop working?